How to Send money from Pochi La Biashara

How to Send money from Pochi La Biashara Using USSD (*334#)

Step-by-Step USSD Money Sending

Accessing Pochi La Biashara Services

1. Dial *334# from your registered Safaricom number
2. Select M-PESA Services from the main menu
3. Choose "Pochi La Biashara" (typically option 6 or 7)
4. Enter your Pochi La Biashara PIN when prompted
5. Select "Send Money" from the Pochi menu

Sending to Personal M-Pesa Numbers

1. Choose "Send to Phone Number" option
2. Enter recipient's phone number (07XXXXXXXX or 254XXXXXXXX format)
3. Input the amount to send
4. Add reference/note for business records (optional but recommended)
5. Review transaction details:
   • Recipient number
   • Amount to send
   • Transaction fee
   • Reference information
6. Confirm transaction by selecting "Yes" or pressing "1"
7. Enter your Pochi La Biashara PIN to authorize
8. Wait for confirmation SMS on both sender and recipient phones

Sending to Business Tills

1. Select "Buy Goods and Services" option
2. Enter the business till number (5-6 digit number)
3. Input payment amount
4. Add reference (invoice number, account number, etc.)
5. Review transaction details carefully
6. Confirm payment
7. Enter authorization PIN
8. Receive confirmation from both M-Pesa and the business

Paying Bills via Paybill

1. Choose "Pay Bill" from the sending menu
2. Enter the Paybill number (5-6 digit business number)
3. Input account number (customer account, meter number, etc.)
4. Enter payment amount
5. Add reference if needed
6. Review all payment details
7. Authorize with PIN
8. Receive payment confirmation

How to Send money from Pochi La Biashara Using MySafaricom App

Step-by-Step App Money Sending

App Setup and Access

1. Open MySafaricom App and ensure you're logged in
2. Navigate to Pochi La Biashara section from the main menu
3. Enter your Pochi La Biashara PIN or use biometric authentication
4. Access the dashboard with available balance and recent transactions

Person-to-Person Transfers

1. Select "Send Money" from the main Pochi La Biashara menu
2. Choose "Send to Person" option
3. Enter recipient details:
   • Manual Entry: Type phone number directly
   • Contact Selection: Choose from phone contacts
   • Favorites: Select from saved recipients
   • Recent: Choose from recent transaction recipients
4. Input transfer amount using number pad or amount buttons
5. Add transaction details:
   • Reference: Business reference or invoice number
   • Description: Purpose of transfer (salary, payment, refund, etc.)
   • Category: Select business expense category
6. Review transaction summary:
   • Recipient name and number
   • Transfer amount
   • Transaction fees
   • Business reference
   • Available balance after transaction
7. Confirm transaction by tapping confirm button
8. Authenticate using PIN or biometric verification
9. Receive instant confirmation with transaction details
10. Save receipt or share digitally as needed

Business Payments

Supplier Payments:

1. Select "Pay Business" or "Business Payments"
2. Choose payment type:
   • Till Payment: Pay to business till number
   • Paybill Payment: Pay to business Paybill
   • Bank Payment: Direct bank account transfer
3. Enter supplier details:
   • Business till number or Paybill number
   • Account number (if Paybill)
   • Payment amount
4. Add payment information:
   • Invoice Number: Reference to invoice being paid
   • Purchase Order: PO number if applicable
   • Description: Products/services being paid for
   • Due Date: Payment due date for reference
5. Review payment details comprehensively
6. Authorize payment with PIN or biometric
7. Receive confirmation and save receipt

Employee Payments:

1. Select "Pay Employee" or "Staff Payments"
2. Choose employee from saved list or enter new details
3. Select payment type:
   • Salary: Regular monthly salary
   • Bonus: Performance or holiday bonus
   • Allowance: Travel, meal, or other allowances
   • Reimbursement: Expense reimbursements
   • Commission: Sales or performance commissions
4. Enter payment amount and reference details
5. Add payroll information:
   • Pay Period: Month/period being paid
   • Employee ID: Internal employee identifier
   • Department: Employee department or division
6. Process payment with proper authorization
7. Generate payroll record for accounting purposes

Bulk Payment Processing

1. Select "Bulk Payments" or "Multiple Recipients"
2. Choose payment method:
   • Upload List: Upload CSV file with recipient details
   • Manual Entry: Enter multiple recipients individually
   • Template Use: Use saved bulk payment templates
3. Prepare recipient information:
   • Phone numbers or till numbers
   • Individual payment amounts
   • References for each payment
   • Payment categories
4. Review bulk payment summary:
   • Total number of recipients
   • Total amount to be disbursed
   • Individual payment details
   • Expected completion time
5. Authorize bulk payment with enhanced security verification
6. Monitor processing status in real-time
7. Receive comprehensive confirmation with individual transaction statuses