How to Deposit Cash into M-Pesa from an ATM

Most major banks in Kenya offer M-Pesa deposit services through their ATMs. Here's the general process:

Step-by-Step Deposit to M-Pesa from an ATM

Step 1: Find a Compatible ATM

  • Look for ATMs from banks like KCB, Equity Bank, Co-operative Bank, or other major Kenyan banks
  • Ensure the ATM displays M-Pesa logos or services

Step 2: At the ATM

  • Insert your ATM card and enter your PIN
  • Select "M-Pesa Services" or "Mobile Money" from the main menu
  • Choose "Deposit to M-Pesa" or similar option

Step 3: Enter Details

  • Input your M-Pesa phone number
  • Enter the amount you want to deposit
  • Confirm the transaction details

Step 4: Insert Cash

  • Insert the cash notes into the ATM's cash deposit slot
  • The machine will count and verify the notes
  • Confirm the amount is correct

Step 5: Complete Transaction

  • Review all details one final time
  • Confirm the transaction
  • You'll receive an M-Pesa confirmation SMS
  • Take your ATM card and transaction receipt