Fuliza ya Biashara: Business Overdraft Solution

Fuliza Biashara is a credit facility available on the M-PESA Business till. The facility allows business owners to complete transactions, by overdrawing their accounts, when they have insufficient funds in their M-PESA Business tills.

This service is specifically designed for merchants and business owners who use M-PESA Business Till numbers to receive payments from customers.

Fuliza ya Biashara Eligibility Requirements

Basic Qualification Criteria

A business owner will qualify for Fuliza Biashara after opting into the M-PESA Business till and must have been active on M-PESA Business service for over 6 months.

Who Can Access the Service

  • All business owners using M-PESA Business will be able to access the service
  • Must have an active M-PESA Business Till number
  • Must be a standalone store owner (not Pochi la Biashara)

Important Restrictions

No, the facility is for business owners with a stand-alone store, with active stores on M-PESA Business till. Pochi la Biashara business owners cannot access Fuliza Biashara.