M-Pesa Bulk Payments Calculator

Created: 21 Oct 2025 Updated: 20 Mar 2026

Amount per Recipient (KSh)

KSh

Min: KSh 1Max: KSh 250,000

Number of Recipients

people

Min: 1Max: 20,000

Payment Option

Standard

Business pays B2C charge only. Customer pays withdrawal fees.

Inclusive (Withdrawal Paid)

Business pays B2C and withdrawal charges. Customer receives full amount.

Recipient Network

Per Transaction

Amount to Send KSh 5,000

B2C Charge (MPESA) KSh 9

Total per Recipient KSh 9

Total to 10 recipients KSh 50,000

Total Charges KSh 90

Grand Total KSh 50,090

Recipients

Cost per Person

KSh 5009.00

Maximum: KSh 250,000 per recipient • Up to 20,000 recipients per batch

For official information, visit Safaricom or contact your relationship manager.

Current M-Pesa charges as of March 2026, sourced from Safaricom's published tariff schedule. Verify latest rates.

Streamline your business finances with our easy-to-use M-Pesa Bulk Payments Calculator. Whether you're disbursing salaries, paying dividends, or managing large-scale business-to-customer (B2C) payments, understanding the exact transaction costs is crucial for budgeting. This tool instantly computes the applicable M-Pesa bulk payment charges based on the official tariff structure, helping you plan your disbursements efficiently and ensuring accuracy with every transaction.

Per Transaction

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